Death and taxes! The certainties of life! And then, of course, there are the mortgage payments, the utility bills, phone bills, the car payments and thirsty automobiles. Add that to the grocery and clothing bills, and there appears to be more then just death and taxes as certainties of life.

Having the knowledge these expenses are fixed for most of your life, why not begin a plan to take care of the expenses? Why not have investment plans that will pay all the bills without using any out-of-pocket monies?

For example, the mortgage, why not begin purchasing stock in 3 different banks that have a history of raising their dividend every year? Purchase shares of stock in three banks that have staggered pay-out dividend dates. One bank that will pay their dividend in January, the other bank’s dividend paying in February, and the third dividend from a bank that pays in March. This will provide both diversity and a monthly dividend check, all year round. Build your position in these securities until the dividend from the banks takes a bite out of a bank’s mortgage payment.

Own 3 utility companies and 3 gas or energy companies, using the same investment strategy. Build those stock positions while you are employed to ease the monetary burdens when you retire.

Build a stock market portfolio that will provide you a dividend check

About the Author: Charles M. O’Melia is an individual investor with almost 40 years of experience and passion for the stock market. The author of the book The Stockopoly Plan – Investing for Retirement; published by American-Book Publishing. You can invest in the book at http://www.pdbookstore.com/comfiles/pages/CharlesMOMelia.shtml